Dir, Financial Crimes Risk Management - Salt Lake City or Houston

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking a strategic and Director of Financial Crimes Risk Management leader to oversee our enterprise-wide Financial Crimes Risk Management program. This role serves as the designated BSA/AML/CFT Officer and is responsible for leading efforts to prevent, detect, and respond to financial crimes, including fraud, money laundering, and terrorist financing.

The Director will drive the development and execution of policies, risk assessments, training, and compliance strategies across the organization. This role requires deep expertise in U.S. financial crime regulations (BSA, USA PATRIOT Act, OFAC, FCPA), strong leadership, and the ability to collaborate effectively with regulators, internal stakeholders, and executive leadership.

Key Responsibilities

• Lead the enterprise Financial Crimes Unit, ensuring alignment with regulatory requirements and internal risk frameworks.

• Serve as the designated BSA/AML/CFT Officer, overseeing all aspects of the BSA/AML and Fraud Risk Management programs.

• Develop and integrate financial crime prevention strategies across business lines and subsidiaries.

• Conduct periodic risk assessments, address emerging threats, and implement training and mitigation strategies.

• Interpret and respond to new and evolving laws and regulations; update policies and procedures accordingly.

• Act as liaison between corporate and affiliate banks on AML/BSA and fraud matters.

• Chair the Financial Crimes Committee and ensure timely reporting to enterprise functions.

• Provide subject matter expertise on AML/BSA and fraud risk for enterprise initiatives.

• Manage regulatory examinations and audits related to financial crimes.

• Oversee team performance, and staffing decisions.

Qualifications

• Bachelor’s degree in Criminal Justice, Risk Management, or related field (Master’s preferred).

• 12+ years of progressive experience in financial services with a focus on BSA/AML and fraud risk.

• Strong understanding of U.S. financial crime regulations (BSA, USA PATRIOT Act, OFAC, FCPA).

• Experience in financial crime investigations and compliance systems.

• Proven leadership and strategic planning capabilities.

• Ability to influence cross-functional teams and drive enterprise-wide initiatives.

• Deep knowledge of banking operations and suspicious activity monitoring systems.

Benefits:  

• Medical, Dental and Vision Insurance - START DAY ONE! 

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions.

• Tuition Reimbursement for qualifying employees

•       Employee Ambassador preferred banking products